The agents at the Rock Hard Insurance Agency serving the Fontana, CA area are touting the importance of motorcycle insurance. In the state of California, it is required that all drivers, including motorcyclists, have at least a minimum amount of liability insurance in place. Motorcycle liability insurance will assist in paying for property damage and bodily injuries that may be caused in an accident.
Motorcycle Insurance Requirements
While uninsured and underinsured motorist coverage, as well as personal injury protection, is not required under the laws in California, it is not a bad idea to have these types of insurance coverage options in place. This will help you out if your motorcycle is damaged or you are injured in an accident with a driver who does not have any insurance or does not have an adequate amount of insurance.
Comprehensive Insurance
This type of motorcycle insurance will help protect the investment you made in your motorcycle. This is due to the fact that if your motorcycle is damaged or destroyed by a fire, natural disaster, or an act of vandalism, this type of insurance can help you repair or replace your bike. Comprehensive insurance will also assist you with replacing your motorcycle if it is stolen.
Collision Insurance
Collision insurance is important to have if you collide with another vehicle or a stationary object. Both collision and comprehensive motorcycle insurance may be required by your lender if you still owe money on your motorcycle. In other words, these two types of coverage options will help you to protect your investment in your bike as well as the investment your lender has made in your motorcycle.
Reach Out To Us
To create the best motorcycle insurance policy for you and your situation, contact the motorcycle insurance specialists at the Rock Hard Insurance Agency in Fontana, CA today!
