According to the latest census figures, about 44% of all households in California are rentals, or 6 million households, the highest number in any state. Only about 55% of renters have rental insurance, and many have it because their landlord or management company requires it. At Rock Hard Insurance Agency in Fontana, CA, we are here to help our customers understand the benefits of renters’ insurance and get them the best deals.
Pet owners
Do you own a pet? Dogs, in particular, are a liability; some are considered so dangerous that insurance companies won’t insure them. Even the most friendly pet can have a moment where they decide to take offense at something, and they can bite a child, a visitor, or even another pet. You could end up having to pay medical bills and even being sued. If you don’t have renters’ insurance, you will have to foot the bill yourself.
Personal property
You might be surprised to realize how much personal property you actually have. Consider all the clothing in your closet and dresser. How about your jewelry? Electronics are not inexpensive, and if they are stolen or damaged by a covered hazard, you would have to replace them yourself without the benefit of insurance.
Where would you stay?
Would it be a challenge to afford a place to stay while your rental is repaired? Then, you will benefit from the loss of use coverage that is included with your rental policy. It might even pay for some meals if you can’t cook.
We are an independent agency at Rock Hard Insurance Agency in Fontana, CA, offering our customers more choices. Give us a call today to discuss your rental insurance needs.
